WHY IS THIRD PARTY LIABILITY INSURANCE SO IMPORTANT IN MEXICO? Even though in Mexico third party liability insurance is not obligatory, it is essential to have it in the event that you get involved in even the most minor accident, be it a fender bender of another vehicle, damaging private or government property, or injuring a person, these last two, if you don’t have liability coverage are a cause for jail.  Remember that Mexican legal procedure is different from what is applicable in the USA, both in Mexico and the USA you are innocent until proven guilty, but in Mexico, this process could be time consuming and very complicated.

So when you travel to Mexico, it’s definitely worth investing a few dollars in buying Mexican insurance that covers you against third party liability, collision of your vehicle, theft of vehicle, and its accessories, medical expenses of occupants in case of accident and, especially, legal protection in Mexico against any of these eventualities.